The interactive tour

The argument, in six movements.

22 chapters, 439 sources, and one question underneath all of them: how did a system built to manage risk end up manufacturing it? Start anywhere. Each stop tells you what the chapter asks and where the evidence comes from.

22
Chapters
439
Sources
10
Datasets

Prologue

How bad it is, and why no single culprit explains it.

Origin story

How universities moved from chartered autonomy into compliance and quasi-market regulation.

Explain how British universities moved from privileged, semi-autonomous institutions into regulated providers inside a state-designed quasi-market.

Financial diagnosis

Why the current system cannot pay for itself.

Diagnose the financial mechanics of the crisis.

Regulatory contradiction

How Whitehall treats universities as cash machines and controlled utilities at once.

Show how government and regulators treat universities as controlled providers, export earners, consumer-facing firms and civic infrastructure, depending on which frame is politically convenient.

Why the obvious fixes fail

Sharing, shrinking, merger and exit are all harder than they look.

Explain why simple remedies are not simple.

Responsibility and repair

What was deferred, and what institutions, the sector and government must now change.

Allocate responsibility and move from diagnosis to repair.

Epilogue

What drift chooses if nobody changes the defaults.

Another way in

Arrived with a question rather than a chapter?

The tour follows the book's order. Explore answers the questions people actually turn up with — where the money comes from, why fees are high if universities are losing money, what happens when a university fails.